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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,957 | $69,977-72.9% | $108,582-82.5% | $62,881-69.9% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 7.81% | 10.73%-2.9pp | -51.70%+59.5pp | 20.14%-12.3pp |
| Employer contribution / active EE | $2,344 | $2,135+9.8% | $3,758-37.6% | $2,281+2.8% |
| Participant deferral / active EE | $5,493 | $3,165+73.6% | $4,311+27.4% | $3,203+71.5% |
| Admin fee / account holder | $509 | $5,076-90.0% | $7,645-93.3% | $4,296-88.1% |