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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,932 | $83,485-66.5% | $125,192-77.7% | $72,975-61.7% |
| Participation rate | 93.9% | 73.3%+20.6pp | 79.8%+14.2pp | 69.5%+24.5pp |
| Annual return | 19.18% | 25.77%-6.6pp | 43.79%-24.6pp | 81.01%-61.8pp |
| Employer contribution / active EE | $1,883 | $2,346-19.7% | $3,866-51.3% | $2,440-22.8% |
| Participant deferral / active EE | $3,626 | $3,586+1.1% | $4,937-26.6% | $3,608+0.5% |
| Admin fee / account holder | $733 | $5,518-86.7% | $9,704-92.4% | $5,124-85.7% |