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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,809 | $88,815+167.8% | $81,882+190.4% | $145,897+63.0% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 12.79% | 1033.75%-1021.0pp | 779.47%-766.7pp | 552.29%-539.5pp |
| Employer contribution / active EE | $4,320 | $3,086+40.0% | $2,916+48.1% | $4,663-7.3% |
| Participant deferral / active EE | $15,787 | $4,647+239.7% | $4,323+265.2% | $6,689+136.0% |
| Admin fee / account holder | $1,348 | $8,434-84.0% | $7,360-81.7% | $13,390-89.9% |