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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,027 | $159,934-47.5% | $147,005-42.8% | $145,959-42.4% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.06% | 98.24%-85.2pp | 418.76%-405.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $5,645 | $5,287+6.8% | $4,934+14.4% | $4,661+21.1% |
| Participant deferral / active EE | $10,978 | $8,427+30.3% | $8,070+36.0% | $6,689+64.1% |
| Admin fee / account holder | $300 | $15,053-98.0% | $13,006-97.7% | $13,398-97.8% |