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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,027 | $160,040-47.5% | $147,096-42.9% | $145,877-42.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.06% | 98.49%-85.4pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $5,645 | $5,289+6.7% | $4,936+14.4% | $4,663+21.1% |
| Participant deferral / active EE | $10,978 | $8,429+30.2% | $8,071+36.0% | $6,691+64.1% |
| Admin fee / account holder | $300 | $15,050-98.0% | $13,005-97.7% | $13,402-97.8% |