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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,027 | $160,028-47.5% | $147,080-42.9% | $145,884-42.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.06% | 98.60%-85.5pp | 420.17%-407.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $5,645 | $5,286+6.8% | $4,933+14.4% | $4,662+21.1% |
| Participant deferral / active EE | $10,978 | $8,422+30.3% | $8,066+36.1% | $6,690+64.1% |
| Admin fee / account holder | $300 | $15,030-98.0% | $12,989-97.7% | $13,392-97.8% |