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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,349 | $69,248+625.4% | $64,101+683.7% | $139,466+260.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 6.67% | 45.95%-39.3pp | 33.72%-27.1pp | 373.66%-367.0pp |
| Employer contribution / active EE | $14,244 | $3,185+347.3% | $2,749+418.2% | $4,754+199.6% |
| Participant deferral / active EE | $9,787 | $4,682+109.0% | $3,881+152.2% | $6,712+45.8% |
| Admin fee / account holder | $4,142 | $4,247-2.5% | $3,070+34.9% | $11,409-63.7% |