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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,971 | $73,546+467.0% | $63,018+561.7% | $147,586+182.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 11.53% | 175.56%-164.0pp | 87.62%-76.1pp | 578.59%-567.1pp |
| Employer contribution / active EE | $13,677 | $3,324+311.5% | $2,761+395.4% | $4,876+180.5% |
| Participant deferral / active EE | $9,186 | $4,185+119.5% | $3,330+175.9% | $5,439+68.9% |
| Admin fee / account holder | $4,403 | $5,956-26.1% | $3,601+22.3% | $10,886-59.6% |