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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,405 | $67,396+565.3% | $60,919+636.1% | $134,545+233.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -8.06% | 50.12%-58.2pp | 16.96%-25.0pp | 418.37%-426.4pp |
| Employer contribution / active EE | $12,838 | $3,101+314.0% | $2,704+374.8% | $4,742+170.7% |
| Participant deferral / active EE | $9,035 | $4,534+99.3% | $3,814+136.9% | $6,401+41.1% |
| Admin fee / account holder | $3,880 | $4,590-15.5% | $3,228+20.2% | $11,431-66.1% |