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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,262 | $100,073-92.7% | $85,126-91.5% | $145,877-95.0% |
| Participation rate | 84.6% | 74.1%+10.5pp | 67.5%+17.1pp | 80.3%+4.3pp |
| Annual return | 16.60% | 84.11%-67.5pp | 66.63%-50.0pp | 551.28%-534.7pp |
| Employer contribution / active EE | $1,418 | $3,236-56.2% | $2,731-48.1% | $4,663-69.6% |
| Participant deferral / active EE | $1,922 | $5,294-63.7% | $4,523-57.5% | $6,691-71.3% |
| Admin fee / account holder | $302 | $7,261-95.8% | $6,160-95.1% | $13,402-97.7% |