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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,262 | $100,203-92.8% | $85,240-91.5% | $145,897-95.0% |
| Participation rate | 84.6% | 74.1%+10.5pp | 67.5%+17.1pp | 80.3%+4.3pp |
| Annual return | 16.60% | 84.28%-67.7pp | 66.75%-50.2pp | 552.29%-535.7pp |
| Employer contribution / active EE | $1,418 | $3,242-56.3% | $2,735-48.2% | $4,663-69.6% |
| Participant deferral / active EE | $1,922 | $5,299-63.7% | $4,527-57.5% | $6,689-71.3% |
| Admin fee / account holder | $302 | $7,265-95.8% | $6,165-95.1% | $13,390-97.7% |