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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,079 | $81,504-27.5% | $102,437-42.3% | $80,959-27.0% |
| Participation rate | 57.7% | 66.9%-9.2pp | 74.5%-16.8pp | 67.7%-10.0pp |
| Annual return | 13.05% | 25.60%-12.5pp | 24.95%-11.9pp | 35.67%-22.6pp |
| Employer contribution / active EE | $1,502 | $3,104-51.6% | $3,871-61.2% | $2,757-45.5% |
| Participant deferral / active EE | $4,041 | $3,871+4.4% | $5,060-20.1% | $4,300-6.0% |
| Admin fee / account holder | $8 | $6,719-99.9% | $8,388-99.9% | $6,925-99.9% |