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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,761 | $124,980-65.0% | $108,359-59.6% | $154,746-71.7% |
| Participation rate | 62.5% | 75.2%-12.7pp | 70.1%-7.6pp | 80.7%-18.2pp |
| Annual return | 22.43% | 45.00%-22.6pp | 36.89%-14.5pp | 172.34%-149.9pp |
| Employer contribution / active EE | $1,557 | $2,851-45.4% | $2,399-35.1% | $4,379-64.4% |
| Participant deferral / active EE | $6,096 | $4,743+28.5% | $4,137+47.3% | $6,730-9.4% |
| Admin fee / account holder | $80 | $11,502-99.3% | $9,741-99.2% | $14,365-99.4% |