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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,761 | $112,729-61.2% | $98,716-55.7% | $137,256-68.1% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.3%-6.8pp | 80.0%-17.5pp |
| Annual return | 22.43% | 38.48%-16.0pp | 31.81%-9.4pp | 220.34%-197.9pp |
| Employer contribution / active EE | $1,557 | $2,725-42.9% | $2,279-31.7% | $4,156-62.5% |
| Participant deferral / active EE | $6,096 | $4,640+31.4% | $4,048+50.6% | $6,407-4.9% |
| Admin fee / account holder | $80 | $10,129-99.2% | $8,703-99.1% | $12,270-99.3% |