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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,371 | $111,878-70.2% | $93,727-64.4% | $145,897-77.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 15.65% | 204.28%-188.6pp | 133.83%-118.2pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,380 | $3,092-23.0% | $2,421-1.7% | $4,663-49.0% |
| Participant deferral / active EE | $9,592 | $4,920+94.9% | $4,417+117.2% | $6,689+43.4% |
| Admin fee / account holder | $1,676 | $10,256-83.7% | $8,292-79.8% | $13,390-87.5% |