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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,139 | $64,716-62.7% | $112,258-78.5% | $68,495-64.8% |
| Participation rate | 62.2% | 67.2%-5.0pp | 75.1%-12.9pp | 67.9%-5.7pp |
| Annual return | -18.06% | -11.40%-6.7pp | 27.47%-45.5pp | -7.84%-10.2pp |
| Employer contribution / active EE | $1,699 | $2,746-38.1% | $3,636-53.3% | $2,596-34.6% |
| Participant deferral / active EE | $2,707 | $3,565-24.1% | $4,728-42.8% | $4,028-32.8% |
| Admin fee / account holder | $687 | $5,232-86.9% | $6,411-89.3% | $5,403-87.3% |