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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,448 | $65,361-81.0% | $92,903-86.6% | $72,983-82.9% |
| Participation rate | 82.4% | 68.3%+14.0pp | 76.0%+6.3pp | 69.5%+12.9pp |
| Annual return | 22.68% | 42.11%-19.4pp | 109.43%-86.8pp | 81.01%-58.3pp |
| Employer contribution / active EE | $1,626 | $2,594-37.3% | $3,653-55.5% | $2,440-33.4% |
| Participant deferral / active EE | $2,209 | $3,128-29.4% | $4,238-47.9% | $3,608-38.8% |
| Admin fee / account holder | $950 | $4,251-77.7% | $5,795-83.6% | $5,124-81.5% |