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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $99,369 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, INC Service code 27 · EIN 43-1270780 | Advisory (Plan) | $27,920 |
Filed as: UBS FINANCIAL SVC INC Service code 27 · EIN 13-2638166 | Advisory (Plan) | $2,675 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 26 · EIN 84-4519624 | Advisory (Participants) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,208 | $89,808-61.9% | $100,383-65.9% | $77,671-56.0% |
| Participation rate | 85.9% | 81.2%+4.7pp | 81.5%+4.4pp | 70.6%+15.3pp |
| Annual return | 27.89% | 20.62%+7.3pp | 49.26%-21.4pp | 31.21%-3.3pp |
| Employer contribution / active EE | $0 | $3,039-100.0% | $3,944-100.0% | $2,726-100.0% |
| Participant deferral / active EE | $9,365 | $8,284+13.1% | $8,086+15.8% | $4,648+101.5% |
| Admin fee / account holder | $166 | $174-4.7% | $7,900-97.9% | $430-61.4% |