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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,183 | $112,935-56.5% | $90,970-45.9% | $158,966-69.1% |
| Participation rate | 54.5% | 74.7%-20.2pp | 69.0%-14.5pp | 82.0%-27.4pp |
| Annual return | 43.27% | 215.79%-172.5pp | 134.58%-91.3pp | 302.95%-259.7pp |
| Employer contribution / active EE | $1,568 | $2,895-45.8% | $2,122-26.1% | $4,762-67.1% |
| Participant deferral / active EE | $4,619 | $4,129+11.9% | $3,373+36.9% | $5,983-22.8% |
| Admin fee / account holder | $1,459 | $8,045-81.9% | $5,960-75.5% | $11,250-87.0% |