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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,873 | $95,975-34.5% | $74,549-15.7% | $135,379-53.6% |
| Participation rate | 55.6% | 75.7%-20.1pp | 69.1%-13.6pp | 82.6%-27.1pp |
| Annual return | -2.66% | 56.96%-59.6pp | 32.53%-35.2pp | 519.79%-522.4pp |
| Employer contribution / active EE | $2,293 | $2,716-15.6% | $1,961+16.9% | $4,779-52.0% |
| Participant deferral / active EE | $6,574 | $3,844+71.1% | $3,108+111.5% | $5,609+17.2% |
| Admin fee / account holder | $31,503 | $6,522+383.0% | $5,059+522.7% | $10,828+190.9% |