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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,997 | $165,381-56.5% | $149,730-51.9% | $158,966-54.7% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 19.84% | 348.29%-328.5pp | 276.70%-256.9pp | 302.95%-283.1pp |
| Employer contribution / active EE | $3,388 | $5,104-33.6% | $4,645-27.1% | $4,762-28.9% |
| Participant deferral / active EE | $8,340 | $7,182+16.1% | $6,843+21.9% | $5,983+39.4% |
| Admin fee / account holder | $3,089 | $10,809-71.4% | $9,310-66.8% | $11,250-72.5% |