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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,894 | $150,447-56.2% | $136,298-51.7% | $147,586-55.4% |
| Participation rate | 71.4% | 84.4%-13.0pp | 81.9%-10.5pp | 82.8%-11.4pp |
| Annual return | 16.71% | 1049.15%-1032.4pp | 5156.27%-5139.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $2,893 | $5,256-45.0% | $4,696-38.4% | $4,876-40.7% |
| Participant deferral / active EE | $9,678 | $6,631+46.0% | $6,247+54.9% | $5,439+77.9% |
| Admin fee / account holder | $801 | $10,906-92.7% | $9,244-91.3% | $10,886-92.6% |