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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $520,131 | $138,386+275.9% | $184,260+182.3% | $80,935+542.6% |
| Participation rate | 98.4% | 83.9%+14.5pp | 86.8%+11.6pp | 67.7%+30.7pp |
| Annual return | 16.55% | 20.02%-3.5pp | 28.84%-12.3pp | 35.66%-19.1pp |
| Employer contribution / active EE | $12,732 | $4,851+162.5% | $6,427+98.1% | $2,757+361.9% |
| Participant deferral / active EE | $22,154 | $7,076+213.1% | $9,133+142.6% | $4,299+415.3% |
| Admin fee / account holder | $13,473 | $10,489+28.5% | $13,898-3.1% | $6,924+94.6% |