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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,387 | $123,793+166.9% | $177,848+85.8% | $79,856+313.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 19.40% | 22.82%-3.4pp | 48.33%-28.9pp | 31.71%-12.3pp |
| Employer contribution / active EE | $10,992 | $4,095+168.4% | $5,919+85.7% | $2,471+344.8% |
| Participant deferral / active EE | $15,762 | $5,956+164.6% | $7,714+104.3% | $3,741+321.4% |
| Admin fee / account holder | $6,861 | $7,243-5.3% | $12,431-44.8% | $5,306+29.3% |