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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,454 | $110,083+217.4% | $151,645+130.4% | $68,490+410.2% |
| Participation rate | 96.7% | 84.0%+12.7pp | 87.5%+9.2pp | 67.9%+28.8pp |
| Annual return | -16.70% | -10.12%-6.6pp | 3.34%-20.0pp | -7.85%-8.8pp |
| Employer contribution / active EE | $11,922 | $4,470+166.7% | $6,165+93.4% | $2,597+359.1% |
| Participant deferral / active EE | $16,909 | $6,526+159.1% | $8,363+102.2% | $4,028+319.8% |
| Admin fee / account holder | $10,839 | $7,718+40.4% | $11,614-6.7% | $5,403+100.6% |