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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,537 | $150,442-92.3% | $136,295-91.5% | $147,585-92.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | -4.39% | 1049.09%-1053.5pp | 5155.97%-5160.4pp | 578.56%-583.0pp |
| Employer contribution / active EE | $2,948 | $5,256-43.9% | $4,695-37.2% | $4,876-39.5% |
| Participant deferral / active EE | $5,447 | $6,630-17.8% | $6,247-12.8% | $5,439+0.2% |
| Admin fee / account holder | $1,348 | $10,905-87.6% | $9,243-85.4% | $10,885-87.6% |