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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,457 | $148,623-60.7% | $135,974-57.0% | $139,466-58.1% |
| Participation rate | 69.6% | 83.9%-14.3pp | 81.9%-12.4pp | 80.3%-10.8pp |
| Annual return | 13.95% | 79.30%-65.3pp | 68.30%-54.4pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,988 | $5,246-43.0% | $4,859-38.5% | $4,754-37.1% |
| Participant deferral / active EE | $6,280 | $8,103-22.5% | $7,760-19.1% | $6,712-6.4% |
| Admin fee / account holder | $11,703 | $12,406-5.7% | $10,767+8.7% | $11,409+2.6% |