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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,829 | $102,663-83.6% | $86,216-80.5% | $139,466-87.9% |
| Participation rate | 73.3% | 74.5%-1.2pp | 69.0%+4.4pp | 80.3%-7.0pp |
| Annual return | 11.78% | 1924.52%-1912.7pp | 1169.42%-1157.6pp | 373.66%-361.9pp |
| Employer contribution / active EE | $748 | $3,035-75.4% | $2,382-68.6% | $4,754-84.3% |
| Participant deferral / active EE | $2,426 | $4,677-48.1% | $3,986-39.1% | $6,712-63.9% |
| Admin fee / account holder | $856 | $8,663-90.1% | $6,853-87.5% | $11,409-92.5% |