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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,078 | $95,915-82.2% | $79,580-78.5% | $134,532-87.3% |
| Participation rate | 71.4% | 75.0%-3.6pp | 69.5%+1.9pp | 81.2%-9.8pp |
| Annual return | -15.92% | -2.71%-13.2pp | 0.15%-16.1pp | 418.27%-434.2pp |
| Employer contribution / active EE | $896 | $3,129-71.4% | $2,413-62.9% | $4,741-81.1% |
| Participant deferral / active EE | $3,214 | $4,693-31.5% | $3,985-19.4% | $6,401-49.8% |
| Admin fee / account holder | $694 | $9,132-92.4% | $6,835-89.9% | $11,429-93.9% |