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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,538 | $93,346-95.1% | $71,796-93.7% | $273,972-98.3% |
| Participation rate | 83.3% | 76.5%+6.8pp | 69.1%+14.2pp | 83.0%+0.3pp |
| Annual return | 4.50% | 130.39%-125.9pp | 78.04%-73.5pp | 41.46%-37.0pp |
| Employer contribution / active EE | $499 | $2,733-81.7% | $1,924-74.1% | $4,869-89.8% |
| Participant deferral / active EE | $803 | $3,475-76.9% | $2,794-71.3% | $5,287-84.8% |
| Admin fee / account holder | $1,667 | $6,571-74.6% | $4,815-65.4% | $10,133-83.6% |