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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,749 | $106,549-13.9% | $91,225+0.6% | $134,509-31.8% |
| Participation rate | 60.0% | 76.8%-16.8pp | 73.2%-13.2pp | 81.2%-21.2pp |
| Annual return | -18.36% | 160.73%-179.1pp | 114.10%-132.5pp | 418.13%-436.5pp |
| Employer contribution / active EE | $690 | $3,331-79.3% | $2,851-75.8% | $4,741-85.4% |
| Participant deferral / active EE | $2,285 | $4,719-51.6% | $4,234-46.0% | $6,400-64.3% |
| Admin fee / account holder | $1,447 | $6,234-76.8% | $5,422-73.3% | $11,427-87.3% |