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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,327 | $113,338-73.2% | $94,993-68.1% | $147,586-79.5% |
| Participation rate | 57.1% | 78.0%-20.8pp | 73.9%-16.7pp | 82.8%-25.7pp |
| Annual return | 15.95% | 20.80%-4.8pp | 27.14%-11.2pp | 578.59%-562.6pp |
| Employer contribution / active EE | $384 | $3,160-87.8% | $2,603-85.3% | $4,876-92.1% |
| Participant deferral / active EE | $857 | $3,777-77.3% | $3,317-74.2% | $5,439-84.2% |
| Admin fee / account holder | $856 | $6,063-85.9% | $4,960-82.7% | $10,886-92.1% |