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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,140 | $149,040-92.5% | $120,225-90.7% | $137,256-91.9% |
| Participation rate | 85.7% | 75.4%+10.3pp | 69.6%+16.1pp | 80.0%+5.8pp |
| Annual return | 19.54% | 605.68%-586.1pp | 439.23%-419.7pp | 220.34%-200.8pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,625 | $4,655-0.6% | $3,999+15.7% | $6,407-27.8% |
| Admin fee / account holder | $3,011 | $6,348-52.6% | $5,696-47.1% | $12,270-75.5% |