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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,679 | $91,525+19.8% | $130,026-15.6% | $75,181+45.9% |
| Participation rate | 81.5% | 71.4%+10.0pp | 78.5%+3.0pp | 67.2%+14.3pp |
| Annual return | 15.24% | -631.40%+646.6pp | -137.26%+152.5pp | 160.69%-145.4pp |
| Employer contribution / active EE | $3,138 | $2,844+10.3% | $4,321-27.4% | $2,671+17.5% |
| Participant deferral / active EE | $6,428 | $4,342+48.0% | $5,821+10.4% | $4,126+55.8% |
| Admin fee / account holder | $2,265 | $6,778-66.6% | $10,608-78.6% | $5,650-59.9% |