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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,793 | $91,559+7.9% | $133,971-26.3% | $79,852+23.7% |
| Participation rate | 75.9% | 73.3%+2.5pp | 79.8%-4.0pp | 69.6%+6.2pp |
| Annual return | 8.18% | 61.85%-53.7pp | 45.09%-36.9pp | 31.72%-23.5pp |
| Employer contribution / active EE | $2,553 | $2,384+7.1% | $3,919-34.8% | $2,471+3.3% |
| Participant deferral / active EE | $4,456 | $3,734+19.4% | $5,047-11.7% | $3,740+19.1% |
| Admin fee / account holder | $21,175 | $6,321+235.0% | $8,929+137.1% | $5,306+299.1% |