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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,139 | $68,394-1.8% | $94,672-29.1% | $75,177-10.7% |
| Participation rate | 80.0% | 76.1%+3.9pp | 80.8%-0.8pp | 67.2%+12.8pp |
| Annual return | 27.18% | 616.92%-589.7pp | 156.89%-129.7pp | 160.75%-133.6pp |
| Employer contribution / active EE | $3,100 | $2,701+14.8% | $3,673-15.6% | $2,671+16.0% |
| Participant deferral / active EE | $8,853 | $6,536+35.5% | $7,417+19.4% | $4,126+114.5% |
| Admin fee / account holder | $619 | $5,326-88.4% | $7,222-91.4% | $5,651-89.1% |