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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,059 | $59,111-10.2% | $86,451-38.6% | $68,490-22.5% |
| Participation rate | 62.8% | 75.2%-12.4pp | 80.3%-17.5pp | 67.9%-5.1pp |
| Annual return | -18.16% | -0.22%-17.9pp | 4398.51%-4416.7pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,502 | $2,519-0.7% | $3,770-33.6% | $2,597-3.6% |
| Participant deferral / active EE | $7,694 | $5,900+30.4% | $6,953+10.7% | $4,028+91.0% |
| Admin fee / account holder | $11,373 | $5,640+101.6% | $6,734+68.9% | $5,403+110.5% |