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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,544 | $115,810-73.6% | $101,271-69.8% | $158,966-80.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 21.32% | 56.15%-34.8pp | 46.48%-25.2pp | 302.95%-281.6pp |
| Employer contribution / active EE | $7,304 | $4,175+74.9% | $3,660+99.6% | $4,762+53.4% |
| Participant deferral / active EE | $3,954 | $4,958-20.3% | $4,371-9.5% | $5,983-33.9% |
| Admin fee / account holder | $1,450 | $7,248-80.0% | $5,948-75.6% | $11,250-87.1% |