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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,793 | $107,353-81.6% | $92,903-78.7% | $152,885-87.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 26.99% | 145.62%-118.6pp | 109.43%-82.4pp | 345.39%-318.4pp |
| Employer contribution / active EE | $1,211 | $4,222-71.3% | $3,653-66.9% | $4,763-74.6% |
| Participant deferral / active EE | $6,455 | $4,848+33.2% | $4,238+52.3% | $5,851+10.3% |
| Admin fee / account holder | $328 | $7,081-95.4% | $5,795-94.3% | $11,598-97.2% |