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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,239 | $212,386+9.8% | $199,883+16.7% | $138,895+67.9% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 12.34% | 47.75%-35.4pp | 43.81%-31.5pp | 145.39%-133.1pp |
| Employer contribution / active EE | $0 | $6,625-100.0% | $6,261-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $12,809 | $9,617+33.2% | $9,138+40.2% | $6,396+100.3% |
| Admin fee / account holder | $63,667 | $18,233+249.2% | $17,268+268.7% | $12,562+406.8% |