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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,069 | $167,522+15.8% | $151,639+28.0% | $134,532+44.3% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.5%-4.2pp | 81.2%+2.1pp |
| Annual return | -23.40% | 7.81%-31.2pp | 3.34%-26.7pp | 418.27%-441.7pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $16,378 | $8,986+82.3% | $8,363+95.8% | $6,401+155.9% |
| Admin fee / account holder | $71,045 | $13,780+415.6% | $11,613+511.8% | $11,429+521.6% |