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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,158 | $176,105-62.4% | $159,474-58.5% | $167,536-60.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.38% | 331.91%-317.5pp | 263.68%-249.3pp | 478.82%-464.4pp |
| Employer contribution / active EE | $3,208 | $5,299-39.5% | $4,831-33.6% | $4,839-33.7% |
| Participant deferral / active EE | $5,146 | $7,751-33.6% | $7,353-30.0% | $6,342-18.9% |
| Admin fee / account holder | $497 | $12,559-96.0% | $10,802-95.4% | $12,315-96.0% |