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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,659 | $165,399-62.7% | $149,745-58.8% | $158,982-61.2% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 16.00% | 348.34%-332.3pp | 276.72%-260.7pp | 302.99%-287.0pp |
| Employer contribution / active EE | $2,310 | $5,105-54.7% | $4,646-50.3% | $4,763-51.5% |
| Participant deferral / active EE | $4,883 | $7,183-32.0% | $6,843-28.6% | $5,983-18.4% |
| Admin fee / account holder | $2,397 | $10,811-77.8% | $9,312-74.3% | $11,252-78.7% |