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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,893 | $157,304-69.6% | $141,197-66.1% | $152,909-68.7% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 21.87% | 64.34%-42.5pp | 71.41%-49.5pp | 345.46%-323.6pp |
| Employer contribution / active EE | $1,917 | $5,263-63.6% | $4,736-59.5% | $4,764-59.8% |
| Participant deferral / active EE | $5,248 | $7,111-26.2% | $6,710-21.8% | $5,851-10.3% |
| Admin fee / account holder | $414 | $12,126-96.6% | $10,265-96.0% | $11,601-96.4% |