Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,296 | $69,444-79.4% | $92,985-84.6% | $87,485-83.7% |
| Participation rate | 15.4% | 63.3%-47.9pp | 69.5%-54.1pp | 68.9%-53.5pp |
| Annual return | 20.35% | 23.85%-3.5pp | 27.99%-7.6pp | 26.06%-5.7pp |
| Employer contribution / active EE | $0 | $1,917-100.0% | $2,662-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,237 | $3,364-63.2% | $4,377-71.7% | $4,274-71.1% |
| Admin fee / account holder | $788 | $6,137-87.2% | $9,463-91.7% | $7,775-89.9% |