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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,287 | $132,634-64.3% | $115,768-59.2% | $137,256-65.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 24.92% | 160.70%-135.8pp | 100.46%-75.5pp | 220.34%-195.4pp |
| Employer contribution / active EE | $1,485 | $3,360-55.8% | $2,940-49.5% | $4,156-64.3% |
| Participant deferral / active EE | $11,510 | $5,619+104.9% | $4,917+134.1% | $6,407+79.6% |
| Admin fee / account holder | $552 | $15,028-96.3% | $12,439-95.6% | $12,270-95.5% |