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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,400 | $148,582-80.2% | $135,942-78.4% | $139,456-78.9% |
| Participation rate | 63.2% | 83.9%-20.7pp | 81.9%-18.8pp | 80.3%-17.2pp |
| Annual return | 15.29% | 79.26%-64.0pp | 68.28%-53.0pp | 373.45%-358.2pp |
| Employer contribution / active EE | $1,981 | $5,245-62.2% | $4,858-59.2% | $4,753-58.3% |
| Participant deferral / active EE | $7,045 | $8,101-13.0% | $7,759-9.2% | $6,711+5.0% |
| Admin fee / account holder | $406 | $12,402-96.7% | $10,764-96.2% | $11,407-96.4% |