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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,062 | $138,102-86.2% | $125,381-84.8% | $134,532-85.8% |
| Participation rate | 63.2% | 84.5%-21.3pp | 82.4%-19.2pp | 81.2%-18.1pp |
| Annual return | -17.51% | 750.73%-768.2pp | 572.31%-589.8pp | 418.27%-435.8pp |
| Employer contribution / active EE | $1,943 | $5,245-62.9% | $4,815-59.6% | $4,741-59.0% |
| Participant deferral / active EE | $5,611 | $7,801-28.1% | $7,448-24.7% | $6,401-12.3% |
| Admin fee / account holder | $1,490 | $11,568-87.1% | $10,007-85.1% | $11,429-87.0% |