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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,347 | $110,337-39.9% | $102,383-35.2% | $145,877-54.5% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 9.97% | 24.83%-14.9pp | 24.94%-15.0pp | 551.28%-541.3pp |
| Employer contribution / active EE | $2,138 | $4,216-49.3% | $3,870-44.7% | $4,663-54.1% |
| Participant deferral / active EE | $4,158 | $5,621-26.0% | $5,060-17.8% | $6,691-37.9% |
| Admin fee / account holder | $37,489 | $9,750+284.5% | $8,391+346.8% | $13,402+179.7% |