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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,335 | $106,008-59.1% | $92,240-53.0% | $147,586-70.6% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 17.76% | 50.05%-32.3pp | 176.29%-158.5pp | 578.59%-560.8pp |
| Employer contribution / active EE | $1,558 | $4,333-64.0% | $3,680-57.7% | $4,876-68.0% |
| Participant deferral / active EE | $3,487 | $4,478-22.1% | $3,897-10.5% | $5,439-35.9% |
| Admin fee / account holder | $4,013 | $6,333-36.6% | $5,194-22.7% | $10,886-63.1% |