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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,771 | $107,368-41.5% | $92,915-32.4% | $152,909-58.9% |
| Participation rate | 45.0% | 79.8%-34.8pp | 76.0%-31.0pp | 82.5%-37.5pp |
| Annual return | 25.46% | 145.64%-120.2pp | 109.45%-84.0pp | 345.46%-320.0pp |
| Employer contribution / active EE | $1,411 | $4,222-66.6% | $3,653-61.4% | $4,764-70.4% |
| Participant deferral / active EE | $3,225 | $4,848-33.5% | $4,238-23.9% | $5,851-44.9% |
| Admin fee / account holder | $2,751 | $7,082-61.2% | $5,796-52.5% | $11,601-76.3% |