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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,347 | $111,814-40.7% | $103,374-35.8% | $145,959-54.5% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 9.97% | 24.77%-14.8pp | 24.89%-14.9pp | 561.95%-552.0pp |
| Employer contribution / active EE | $2,138 | $4,214-49.3% | $3,869-44.7% | $4,661-54.1% |
| Participant deferral / active EE | $4,158 | $5,618-26.0% | $5,058-17.8% | $6,689-37.8% |
| Admin fee / account holder | $37,489 | $9,754+284.3% | $8,394+346.6% | $13,398+179.8% |