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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,416 | $111,878-89.8% | $93,727-87.8% | $145,897-92.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 19.37% | 204.28%-184.9pp | 133.83%-114.5pp | 552.29%-532.9pp |
| Employer contribution / active EE | $1,694 | $3,092-45.2% | $2,421-30.0% | $4,663-63.7% |
| Participant deferral / active EE | $6,931 | $4,920+40.9% | $4,417+56.9% | $6,689+3.6% |
| Admin fee / account holder | $2,670 | $10,256-74.0% | $8,292-67.8% | $13,390-80.1% |