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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,142 | $65,361-66.1% | $92,903-76.2% | $72,983-69.7% |
| Participation rate | 51.4% | 68.3%-17.0pp | 76.0%-24.7pp | 69.5%-18.1pp |
| Annual return | 30.25% | 42.11%-11.9pp | 109.43%-79.2pp | 81.01%-50.8pp |
| Employer contribution / active EE | $659 | $2,594-74.6% | $3,653-82.0% | $2,440-73.0% |
| Participant deferral / active EE | $1,385 | $3,128-55.7% | $4,238-67.3% | $3,608-61.6% |
| Admin fee / account holder | $375 | $4,251-91.2% | $5,795-93.5% | $5,124-92.7% |