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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,858 | $106,008-82.2% | $92,240-79.6% | $147,586-87.2% |
| Participation rate | 45.5% | 80.4%-35.0pp | 76.5%-31.0pp | 82.8%-37.4pp |
| Annual return | 23.12% | 50.05%-26.9pp | 176.29%-153.2pp | 578.59%-555.5pp |
| Employer contribution / active EE | $1,035 | $4,333-76.1% | $3,680-71.9% | $4,876-78.8% |
| Participant deferral / active EE | $1,977 | $4,478-55.9% | $3,897-49.3% | $5,439-63.7% |
| Admin fee / account holder | $621 | $6,333-90.2% | $5,194-88.0% | $10,886-94.3% |